Our Comprehensive Mortgage Products
Explore HOMEVEST MORTGAGE COMPANY, INC’s comprehensive range of mortgage services tailored to meet the diverse needs of Texas residents. Whether you're looking to buy a new home or refinance your existing mortgage, we're here to guide you every step of the way.
Loan Options for Every Homebuyer
Conventional Loans
FNMA and FHLMC loan programs that conform to the standard. Purchase, Refinance and Cash-out loan program options are available.
Highlights include:
Purchase, Refinance and Cash-Out
Primary, Secondary and Investment
30 Year Fixed Loans
FHA Loans
Not all FHA loans are the same and not all lenders offer all types of FHA loans. There are a few different options to consider. Let's talk to determine the right choice for you.
Traditional FHA loan
A traditional FHA loan is a mortgage for your primary residence. The home you buy must meet FHA safety requirements and loan limits.
FHA 203(b) loans
FHA 203(b) loans allow you to buy a home that needs some repair work done. This loan type, the most popular of all FHA loans, allows you to borrow up to 96.5% of the purchase price of the home, including the cost of improvements.
FHA 203(k) loans
This loan type is similar to a 203(b) loan, but it’s intended for buying homes that require significant renovations. With a 203(k) loan, you can borrow the full cost of a fixer-upper, plus the cost of the renovations, up to the FHA loan limit. This loan type can be harder to acquire since not all lenders offer FHA 203(k) loans.
RD/USDA Loans
When it comes to affordable homeownership, RD/USDA loans stand out as an excellent option. These loans are one of the few remaining opportunities that allow homebuyers to secure a property with zero money down. We’re committed to helping you navigate the eligibility requirements and take full advantage of this incredible financing option.
Veteran Loans
Veteran Loans not only allow for zero money down but also offer streamlined refinancing options that can save you both time and money. Understanding the unique needs of veterans and their families, we provide loan options that honor your service and simplify the home buying process.
Reverse Mortgages
Reverse mortgages offer a unique way for homeowners to tap into the equity they’ve built over the years. With a reverse mortgage, you can convert the value of your home into cash, providing financial flexibility in retirement. We’re here to guide you through the process, ensuring that you fully understand the benefits and responsibilities of a reverse mortgage.
Turnkey Loans
Turnkey loans are ideal for those looking to build their dream home with greater financial freedom. Unlike traditional construction loans, turnkey loans provide a streamlined process, giving you the funds needed to complete your project without the complexities of multiple loans. If you're planning to build or renovate, this option can make your vision a reality with ease.
Secure Your Ideal Loan
At Homevest Mortgage Company, we’re committed to finding the perfect loan solution for your needs. Our team is here to guide you every step of the way. Let us help you achieve your financial goals with confidence.